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Who are you?

I may not have as many blog subscribers as Darren Rowse or Brian Clark, but I’ve managed to capture your attention for at least a moment and I’m curious who you are.

James, Catherine, and Barbara are perfect examples of online acquaintances I’ve made through the use of blogging - and I’ve learned a lot from each of them and I’d like to learn from you too.

What’s your name? Where do you come from? Do you have a blog, website, business? How did you find eVentureBiz? What do you like about my blog? Which subjects do you like most I write about?

The nice thing about blogging is you can find and talk to just about anyone anywhere in the world and learn something from their experiences.

You don’t have to speak up if you don’t want, but feel free to comment, it only takes a few moments. Tell us about you. Tell us what you think of the direction we’re taking in the web hosting industry here at eVentureBiz.

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They say you make your money in real estate when you buy. Nothing could be more true.

Making money in real estate isn’t only measured in how much money you make, it’s also measured in how much money you keep.

When buying my last bank-owned property, I managed to get all my closing costs covered plus 2 points paid toward my loan; that came out to just under $9,000 I kept in my pocket!

For more information on what closing costs are, click here.

In today’s market, getting your buyer’s closing costs paid for you shouldn’t be too much of a problem unless you’re buying a short sale. Don’t worry though, I’ll show you how to deal with those short sale closing costs, too.

Methods Of Covering Your Closing Costs

*Note: Buyer’s closing costs typically hover around 3% of the total purchase price of the property. Furthermore, many lenders won’t let the seller contribute more than 3% for you - but that’s not set in stone.

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Do you invoke fear in your employees? Or maybe you’re cool, but you got that great at paperwork, bad with people kind of manager working for you.

Today I want to talk about something most people don’t think about when it comes to their company - internal fear.

The internal workings of a company and interpersonal relationships between your managers and employees are just as important as treating your external customers like treasures.

In their quest to earn a profit, many entrepreneurs forget there is a such thing as an internal customer (internal customers are your employees). Many times these customers buy from you, but more importantly their attitudes and work ethic reflect how well your business will do.

If you own a company, it’s important to keep a watchful eye over your staff and read between the lines.

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Barbara Swafford of Blogging Without A Blog and Observation Mountain left a comment the other day on Part 2 of this series I felt required a more in-depth response than a quick comment.

She wrote the following:

One thing that I saw (as a Realtor) was when parents or a close relative would loan money to the buyers for a part of the down payment. If I remember right, any money that was loaned by others, had to be treated as a “gift”.Aren’t there also situations where the buyer agrees to pay more for the house (on paper), and then the seller agrees to pay the closing costs (and maybe the down payment?) out of the excess “proceeds”?

I’ve also heard of new carpet and/or new paint “allowances”. Does that “credit” get used as part of the closing costs or…, how is that handled? Or…….is that going to be covered in your next lesson?

The important thing to remember is every bank is slightly different.

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